The entire loan process take less than 30 minutes.

How Much Money Can I Borrow?

All loans start at $2,500 and up. The maximum amount you can borrow is based on the value of your vehicle.

Can I apply for a title loan with bad credit?

Yes. We don’t check your credit. The qualification is based on your car.

Does my car need to be paid off?

NO. In some cases, we can pay off the existing balance on your car.

Can I pay off my loan early without a penalty?

Yes, we do not charge prepayment fees. We encourage you to pay back as early as you want.

How long do I have to repay the loan?

Most loans are between 12 and 36 months.

Do you keep my car during the auto title loan?

NO. We are just added to the title as a Lien Holder.

Can I get a car title loan if I cannot find the title to my car?

Can I get a car title loan if someone else’s name is on the title with mine?

What if I don’t have an insurance?

We can help you with finding the best possible insurance.

How do I get my title back?

Quick Title Loan will return your title immediately after you pay back the full amount due on your loan.

What documentation do I need to provide for a car title loan?

Original Title (Lien Release acceptable), Registration, Proof of Insurance – Full coverage, ID (Matricular card OK), Proof of Residence (Current utility bill), 4 References (Family and friends)

Will you inspect my car?

Yes, your vehicle will be inspected when qualifying for a loan.

If I do not pay, will my car be repossessed?

Title loans use a vehicle as collateral. Quick Title Loans believes in working with customers who fall behind on payments. Repossessions this is a final measure and is a not a desirable outcome for either party.

Debunking Misconceptions About Car Title Loans

Have you ever wondered if the rumors about car title loans are true? Many misconceptions surround car title loans, leading to unnecessary fears and misunderstandings. This article aims to debunk these myths and provide you with clear, accurate information. By reading this, you’ll understand the real benefits and workings of car title loans, enabling you to make informed financial decisions.

What Are Car Title Loans?

Car title loans are a type of secured loan where your vehicle’s title is used as collateral. These loans are often chosen for their quick approval process and the ability to secure funds without perfect credit. Despite their advantages, several misconceptions prevent people from utilizing this financial tool.

Misconception 1: High-Interest Rates

One of the biggest misconceptions about car title loans is that they come with exorbitantly high interest rates. While it’s true that interest rates can be higher than traditional loans, they are not as extreme as many believe. We offer competitive rates, ensuring you get the funds you need without breaking the bank.

Misconception 2: Losing Your Vehicle

Many people fear they will lose their car if they take out a car title loan. However, repossession is a last resort. If you communicate with your lender and make timely payments, you can avoid losing your vehicle. Quick Title Loans works with borrowers to create manageable repayment plans that suit their financial situations.

Misconception 3: Car Title Loans Are Only for Emergencies

While car title loans are excellent for emergency funds, they are not limited to such situations. Many people use them for various purposes, such as consolidating debt, funding home improvements, or covering unexpected expenses. We provide flexible options for any financial need.

Misconception 4: Poor Customer Service

Another common myth is that lenders of car title loans provide poor customer service. In reality, many reputable lenders, including Quick Title Loans, prioritize customer satisfaction. They offer transparent processes, clear communication, and personalized support throughout the loan period.

The Benefits of Car Title Loans

Quick Approval: Get approved within hours, not days.
No Credit Check: Your credit score isn’t a barrier.
Keep Your Car: Continue driving your vehicle while repaying the loan.
Flexible Amounts: Borrow according to your car’s value.

How Quick Title Loans Stand Out

We are committed to offering reliable, straightforward, and customer-focused services. By choosing us you benefit from:

Competitive Interest Rates: Fair rates tailored to your needs.
Clear Terms: No hidden fees or confusing terms.
Excellent Customer Service: Support from start to finish.
Flexible Repayment Plans: Plans designed to fit your budget.

Unlock the Potential of Car Title Loans

Understanding the truth about car title loans can empower you to make better financial decisions. By debunking these common misconceptions, it’s clear that car title loans can be a viable and beneficial option. If you need quick, reliable funds, consider reaching out to us. They provide the support and transparency you need to navigate your financial needs confidently.Explore your options with Quick Title Loans today and experience the difference. Whether it’s for an emergency or any other financial need, we are here to help.