The entire loan process take less than 30 minutes.

How Much Money Can I Borrow?

All loans start at $2,500 and up. The maximum amount you can borrow is based on the value of your vehicle.

Can I apply for a title loan with bad credit?

Yes. We don’t check your credit. The qualification is based on your car.

Does my car need to be paid off?

NO. In some cases, we can pay off the existing balance on your car.

Can I pay off my loan early without a penalty?

Yes, we do not charge prepayment fees. We encourage you to pay back as early as you want.

How long do I have to repay the loan?

Most loans are between 12 and 36 months.

Do you keep my car during the auto title loan?

NO. We are just added to the title as a Lien Holder.

Can I get a car title loan if I cannot find the title to my car?

Can I get a car title loan if someone else’s name is on the title with mine?

What if I don’t have an insurance?

We can help you with finding the best possible insurance.

How do I get my title back?

Quick Title Loan will return your title immediately after you pay back the full amount due on your loan.

What documentation do I need to provide for a car title loan?

Original Title (Lien Release acceptable), Registration, Proof of Insurance – Full coverage, ID (Matricular card OK), Proof of Residence (Current utility bill), 4 References (Family and friends)

Will you inspect my car?

Yes, your vehicle will be inspected when qualifying for a loan.

If I do not pay, will my car be repossessed?

Title loans use a vehicle as collateral. Quick Title Loans believes in working with customers who fall behind on payments. Repossessions this is a final measure and is a not a desirable outcome for either party.

Are Car Title Loans Safe? | Quick Title Loans

Financial problems can pop up out of nowhere, and sometimes people don’t have the money for these unexpected expenses. While car title loans are a convenient way for people to get cash quickly without surrendering ownership of their car, many wonder are car title loans safe?

They work by loaning the ownership of a person’s car to a company like Quick Title Loans, in exchange for an agreed amount of money. Most companies will use the car’s current resale value to determine a finance amount. The minimum amount of money you can get for a title loan in California is $2,500.

Alternative options like applying for a bank loan or refinancing your home are harder to qualify for and usually require lots of time and work. Car title loans have their risks, but there are many common misconceptions about them. They are quick and safe as long you understand the terms of your agreement and are able to pay off your loan on time.

Understand The Terms of Your Car Title Loan Agreement

Before signing off on your loan, it is extremely important to read over the terms of the agreement. Car title loans often come with pretty high-interest rates. According to the California Department of Financial Protection and Innovation, many of these loans had annual interest rates ranging from 70% to 100% and higher.

Additionally, car title loans require you to make pretty frequent repayments. At Quick Title Loans, you will make monthly payments. The majority of our loans last between 12 to 36 months.

Make Sure You Can Pay Off Your Car Title Loan

This one is pretty straightforward. Car title loans require you to use your vehicle as collateral. Quick Title Loans reserves the right to repossess your vehicle if you fail to pay on time. Unfortunately, we may have to sell the vehicle to recuperate our losses. Many lenders like Quick Title Loans will not look at your credit when applying. So if you can not pay off your car title loan within the specified amount of time, you should look into alternative options for obtaining funds.

Choose From a Reputable Company

At Quick Title Loans, we do not engage in any predatory lending practices. We will be fully transparent with you about the interest rates you will be paying and will try to work with customers who fall behind on payments. After paying back your loan, we will immediately turn the title of the vehicle back over to you. No stress, no hassle.

Car Title Loans in Southern California

Are you in Southern California and need cash now? Quick Title Loans in South Gate, CA is committed to serving everyone in Los Angeles and its surrounding areas. We don’t just accept cars, bring in your commercial truck, RV, or even a boat to secure your loan.
You must be at least 18 years old with proof of income and proof of residence. Our entire loan process takes no longer than 30 minutes. Just call us at (844) 422-7676 or click here to apply now.