The entire loan process take less than 30 minutes.

How Much Money Can I Borrow?

All loans start at $2,500 and up. The maximum amount you can borrow is based on the value of your vehicle.

Can I apply for a title loan with bad credit?

Yes. We don’t check your credit. The qualification is based on your car.

Does my car need to be paid off?

NO. In some cases, we can pay off the existing balance on your car.

Can I pay off my loan early without a penalty?

Yes, we do not charge prepayment fees. We encourage you to pay back as early as you want.

How long do I have to repay the loan?

Most loans are between 12 and 36 months.

Do you keep my car during the auto title loan?

NO. We are just added to the title as a Lien Holder.

Can I get a car title loan if I cannot find the title to my car?

Can I get a car title loan if someone else’s name is on the title with mine?

What if I don’t have an insurance?

We can help you with finding the best possible insurance.

How do I get my title back?

Quick Title Loan will return your title immediately after you pay back the full amount due on your loan.

What documentation do I need to provide for a car title loan?

Original Title (Lien Release acceptable), Registration, Proof of Insurance – Full coverage, ID (Matricular card OK), Proof of Residence (Current utility bill), 4 References (Family and friends)

Will you inspect my car?

Yes, your vehicle will be inspected when qualifying for a loan.

If I do not pay, will my car be repossessed?

Title loans use a vehicle as collateral. Quick Title Loans believes in working with customers who fall behind on payments. Repossessions this is a final measure and is a not a desirable outcome for either party.

Smart Budgeting Tips to Help You Manage Title Loan Repayments

Take Control of Your Title Loan Repayments

Did you know that nearly 12 million Americans take out title loans each year? While these loans provide quick cash, repaying them can be challenging if you don’t have a solid plan. The good news is that with smart budgeting, you can manage your title loan repayments effectively without straining your finances. In this guide, we’ll walk you through actionable steps to stay on top of your payments and maintain financial stability.

1. Create a Detailed Budget

A well-structured budget is the foundation of successful loan repayment. Start by listing all your income sources and expenses to determine how much you can allocate toward your title loan.

Track your income from all sources.
List essential expenses such as rent, utilities, and groceries.
Identify areas where you can cut back to free up extra funds for repayment.

Using budgeting apps like Mint or YNAB can help you visualize your spending habits and stay on track.

2. Prioritize Your Title Loan Payment

Your title loan should be one of your top financial priorities. Missing a payment can lead to additional fees or even the risk of losing your vehicle. To ensure on-time payments:

Set up automatic payments through your bank.
Use reminders on your phone or calendar.
Allocate a portion of your paycheck specifically for your loan payment.

Quick Title Loans offers flexible repayment options, so contact them if you need assistance adjusting your payment schedule.

3. Reduce Unnecessary Spending

Cutting unnecessary expenses can free up more money for your title loan repayment. Consider the following strategies:

Cook at home instead of dining out.
Cancel unused subscriptions or memberships.
Opt for free or low-cost entertainment options.

Even small changes can make a big impact on your financial health.

4. Increase Your Income

Boosting your income can make repaying your loan easier and faster. Here are some ways to increase your earnings:

Take on a side hustle such as freelancing, ride-sharing, or selling items online.
Ask for extra hours or overtime at your current job.
Utilize your skills to offer services like tutoring, pet sitting, or home repairs.

Extra income can help you pay off your loan early and reduce interest costs.

5. Consider Refinancing or Early Repayment

If possible, consider refinancing your title loan to secure a lower interest rate or a more manageable repayment plan. Some lenders allow early repayment without penalties, which can save you money in the long run.

Quick Title Loans provides guidance on refinancing options to help you find the best solution for your financial situation.

6. Build an Emergency Fund

Having a small emergency fund can prevent you from relying on additional loans in the future. Start by saving even a small amount each month:

Aim for at least $500 to cover unexpected expenses.
Use a high-yield savings account for better returns.
Allocate windfalls, such as tax refunds or bonuses, toward your savings.

An emergency fund can give you peace of mind and financial security.

Stay on Track with Smart Budgeting

Managing title loan repayments doesn’t have to be stressful. By creating a budget, prioritizing payments, cutting unnecessary expenses, and exploring additional income sources, you can stay on track and pay off your loan efficiently. Quick Title Loans is here to support you with flexible repayment options and expert advice. Start implementing these budgeting tips today and take control of your financial future!