The entire loan process take less than 30 minutes.

How Much Money Can I Borrow?

All loans start at $2,500 and up. The maximum amount you can borrow is based on the value of your vehicle.

Can I apply for a title loan with bad credit?

Yes. We don’t check your credit. The qualification is based on your car.

Does my car need to be paid off?

NO. In some cases, we can pay off the existing balance on your car.

Can I pay off my loan early without a penalty?

Yes, we do not charge prepayment fees. We encourage you to pay back as early as you want.

How long do I have to repay the loan?

Most loans are between 12 and 36 months.

Do you keep my car during the auto title loan?

NO. We are just added to the title as a Lien Holder.

Can I get a car title loan if I cannot find the title to my car?

Can I get a car title loan if someone else’s name is on the title with mine?

What if I don’t have an insurance?

We can help you with finding the best possible insurance.

How do I get my title back?

Quick Title Loan will return your title immediately after you pay back the full amount due on your loan.

What documentation do I need to provide for a car title loan?

Original Title (Lien Release acceptable), Registration, Proof of Insurance – Full coverage, ID (Matricular card OK), Proof of Residence (Current utility bill), 4 References (Family and friends)

Will you inspect my car?

Yes, your vehicle will be inspected when qualifying for a loan.

If I do not pay, will my car be repossessed?

Title loans use a vehicle as collateral. Quick Title Loans believes in working with customers who fall behind on payments. Repossessions this is a final measure and is a not a desirable outcome for either party.

Can I Get a Car Title Loan if I'm Still Making Payments?

While some car title loan providers may not offer loans to individuals who are still making payments on their vehicles, it’s important to know that policies can vary among lenders. In general, getting a car title loan while you are still making payments on your vehicle can be challenging. Most car title loans typically require the borrower to own the car outright, meaning there are no outstanding payments or liens on the vehicle title. The title serves as collateral for the loan, and lenders usually prefer clear ownership.

However, practices may vary among different lenders, and some may have specific policies or programs that allow individuals with outstanding payments to obtain a car title loan. Quick Title Loans will consider providing car title loans even if you’re still in the process of making payments on your vehicle. In some cases, we can even help you pay off the existing balance on your car.

How Much Money Can I Get With a Car Title Loan?

A car title loan is a type of secured loan where the borrower uses their vehicle’s title as collateral. At Quick Title Loans, all loans start at $2,500 minimum, and the amount of money you can borrow is based on the market value of your vehicle. The main factor in determining whether you’re qualified for a loan comes down to the equity you have in the vehicle.

If your car is fully paid off, getting a loan from Quick Title Loans is quite easy. If you’re still making payments, you can calculate the equity by subtracting the remaining balance from the car’s resale value. For example, if your car is valued at $15,000 but you still owe $5,000, the equity in your vehicle is $10,000. Having equity not only qualifies you for a loan but will also help you secure a larger loan as opposed to having negative equity. This is because lenders will typically offer you a loan up to a certain percentage of your car’s equity.

What You Need For A Car Title Loan at Quick Title Loans

Getting a loan at Quick Title Loans is easy. We can approve you even if you have:

Bad credit
No credit
Bankruptcies
Tax liens
Repossessions
Outstanding car payments

Items you will be required to show are:

Certificate of Title
Registration (if available)
Proof of insurance
Government-issued ID
Proof of income
Proof of address

If you are missing any of these items, let us know. Quick Title Loans may still be able to help.

Car Title Loans in Southern California

If you’re interested in exploring this option further, please reach out to Quick Title Loans directly. You can inquire about our specific requirements, terms, and conditions for obtaining a car title loan while still making payments on your vehicle. Be sure to provide accurate information about your situation, including details about your car, outstanding payments, and any other relevant factors. Give us a call at (844) 422-7676 to get started.