The entire loan process take less than 30 minutes.

How Much Money Can I Borrow?

All loans start at $2,500 and up. The maximum amount you can borrow is based on the value of your vehicle.

Can I apply for a title loan with bad credit?

Yes. We don’t check your credit. The qualification is based on your car.

Does my car need to be paid off?

NO. In some cases, we can pay off the existing balance on your car.

Can I pay off my loan early without a penalty?

Yes, we do not charge prepayment fees. We encourage you to pay back as early as you want.

How long do I have to repay the loan?

Most loans are between 12 and 36 months.

Do you keep my car during the auto title loan?

NO. We are just added to the title as a Lien Holder.

Can I get a car title loan if I cannot find the title to my car?

Can I get a car title loan if someone else’s name is on the title with mine?

What if I don’t have an insurance?

We can help you with finding the best possible insurance.

How do I get my title back?

Quick Title Loan will return your title immediately after you pay back the full amount due on your loan.

What documentation do I need to provide for a car title loan?

Original Title (Lien Release acceptable), Registration, Proof of Insurance – Full coverage, ID (Matricular card OK), Proof of Residence (Current utility bill), 4 References (Family and friends)

Will you inspect my car?

Yes, your vehicle will be inspected when qualifying for a loan.

If I do not pay, will my car be repossessed?

Title loans use a vehicle as collateral. Quick Title Loans believes in working with customers who fall behind on payments. Repossessions this is a final measure and is a not a desirable outcome for either party.

Title Loan Misconceptions: What's True and What’s Not?

A title loan is a type of short-term loan that uses a borrower’s vehicle as collateral. There are several title loan misconceptions associated with title loans, which is why Quick Title Loans is here to offer some clarity. In this short blog, we will break down some common title loan misconceptions, and let you know whether they are true or false.

You Can Use Your Car on a Title Loan: TRUE

Believe it or not, most car title loans do not actually require you to give up the keys to your vehicle. At Quick Title Loans, you will still be able to use your car if you are keeping up with payments, we are just added to the car title as a Lien Holder. That’s why title loans are a convenient option for people who regularly use their vehicle but also need to borrow money.

Title Loans Have High Interest Rates: TRUE

Title loans will typically come with higher interest rates than loans you receive from the bank or credit union. This is where title loans can be tricky, failing to repay your loan on time can put you at risk of losing your car since it serves as collateral. At Quick Title Loans, you will make monthly payments, and we encourage you to pay back as early as you can. Please be sure you will be able to make payments on time, so you don’t risk losing your vehicle.

You Can’t Borrow a Lot of Money with a Title Loan: FALSE

Another title loan misconceptions is that you can’t borrow a large sum of money with them. This is completely false, actually. The amount of money you can borrow will normally depend on the make of the vehicle and the condition it is in. At Quick Title Loans, all loans start at $2,500, and the maximum amount you can borrow will be based on the value of your vehicle.

You Can Only Get a Title Loan with Good Credit: FALSE

Most loans are easily accessible for people with good credit, but they can be much more difficult to obtain for people with a credit score below 600. That’s why title loans are a great choice for borrowing money with poor credit. Quick Title Loans will not look at your credit score, just bring us your vehicle and give us a few minutes to work through the application process!

Get Cash in Minutes with Quick Title Loans in South Bay California

Life comes at you fast, if you were thrown an unexpected curveball and need cash now, Quick Title Loans is here to help. We offer title loans for cars, semi-trucks, RVs, boats, motorcycles and more. We serve customers all over Southern California, including Los Angeles, Huntington Park, Downey, Norwalk, Lynwood, Long Beach, Carson, Harbour City, Torrance, Gardena, and San Pedro. All applicants must be at least 18 years old. Loans start at $2,500 and up. If qualified, you can get your cash in as soon as 30 minutes. Please use this link to apply for your loan now, or contact us for more information!